In Nepal's capital, Kathmandu, green public transport isn't new — women have been driving hundreds of electric three-wheeled, 12-seater buses for the past 25 years.

But in some cases those vehicles are now rusting in garages because their owners cannot find the money to buy the more durable but also costlier new batteries needed to keep them on the road, said Sonika Manandhar, a young computer engineer and social entrepreneur.

It's women like these, running businesses on a tiny scale, that she wants to help with technology she developed to channel funds to borrowers that commercial banks shy away from — and tackle climate change at the same time.