Accidents
Not so long ago, Jay had an accident. While riding her bicycle, she hit a woman who had to go to the hospital, where she was given a full check-up by the doctor and emerged with a clean bill of health.
"I have been told by the police and by some free legal counseling that I am legally responsible for her medical bills which I have already paid -- the insurance I have will cover only my medical bills and I was not hurt in the accident."
But things have taken a sinister turn.