Seven & I Holdings, the convenience-store operator facing a takeover approach from Canada’s Alimentation Couche-Tard, plans to reduce its stake in its banking unit to 38% as part of a broader revamp, people with knowledge of the matter said.

The retailer’s 46% stake in Seven Bank, which offers banking services and access to ATMs at 7-Elevens and other locations across Japan, could raise around ¥30 billion ($195 million) by the end of the current fiscal year in February, said the people, who asked not to be identified because details of the plan haven’t been announced.

A representative for Seven Bank declined to comment, while a spokesperson for Seven & I wasn’t immediately available for comment.